Navigating the Path: A Guide to the Commerce Admission Process

Introduction: Choosing the right career path is a crucial decision, and for many students, the field of commerce presents a world of opportunities. From finance and accounting to marketing and entrepreneurship, a commerce education can open doors to diverse career prospects. However, before embarking on this exciting journey, students must navigate the admission process, which can often be overwhelming. In this article, we will guide you through the commerce admission process, providing insights and tips to help you make informed decisions and secure a spot in your desired commerce program.

Researching Institutions and Programs: The first step in the admission process is to thoroughly research the institutions and programs that offer commerce education. Consider factors such as reputation, faculty expertise, curriculum, infrastructure, placement opportunities, and extracurricular activities. This research will help you shortlist the institutions that align with your goals and aspirations.

Entrance Examinations: Many colleges and universities require students to take entrance examinations as part of the commerce admission process. The most common entrance exams for commerce include the Common Admission Test (CAT), Common Law Admission Test (CLAT), and various state-level entrance exams. It is crucial to understand the exam pattern, syllabus, and marking scheme to effectively prepare for these examinations. Consider enrolling in coaching classes or utilizing online resources to enhance your preparation.

Application Process: Once you have identified the institutions and entrance exams, the next step is to initiate the application process. Obtain the application forms from the respective institutions and carefully fill them out. Pay attention to the required documents, such as academic transcripts, identity proof, and passport-sized photographs. Ensure that you submit the application within the stipulated deadline and retain copies of all the documents for future reference.

Statement of Purpose and Personal Interviews: In addition to entrance exams and academic records, many institutions require students to submit a Statement of Purpose (SOP). The SOP allows you to showcase your aspirations, interests, and reasons for choosing commerce as your field of study. Craft a compelling SOP that highlights your academic achievements, extracurricular activities, and future goals. Some institutions also conduct personal interviews to assess your suitability for the commerce program. Prepare for these interviews by practicing common interview questions and showcasing your passion for the subject.

Financial Aid and Scholarships: Pursuing a commerce education can be a significant investment, and financial constraints should not hinder your aspirations. Explore the financial aid and scholarship options offered by different institutions. Conduct thorough research to identify scholarships and grants that align with your profile and meet the eligibility criteria. Prepare the required documents and submit your scholarship applications within the specified deadlines.

Conclusion: The commerce admission process is a critical juncture in your educational journey, where careful planning and preparation can help you secure admission to your dream institution. Researching institutions and programs, preparing for entrance examinations, submitting well-crafted applications, and excelling in interviews are all integral steps to a successful admission. Remember to keep track of deadlines, seek guidance from mentors or career counselors, and stay motivated throughout the process. With dedication and perseverance, you can pave the way for a rewarding career in the field of commerce. Good luck!

 Exploring the Path: Admission in Commerce Section from 11th Standard to Ph.D.

Introduction:

The field of commerce offers a diverse range of opportunities for individuals interested in finance, business, and entrepreneurship. From the foundational years in 11th standard to the pinnacle of academic achievement in a Ph.D., the journey through the commerce section is both intellectually stimulating and rewarding. In this blog, we will delve into the various stages of admission in the commerce field, exploring the educational pathways from 11th standard to Ph.D.

Admission in 11th Standard:

The commerce journey typically commences in 11th standard, where students select commerce as their stream of study. Admissions to 11th standard in commerce are based on the educational board's guidelines or entrance examinations conducted by schools or education boards. Students with a keen interest in business, economics, and accounting embark on this foundational stage of commerce education.

Undergraduate Programs:

After successfully completing 11th and 12th standard in commerce, students can pursue undergraduate programs such as Bachelor of Commerce (B.Com), Bachelor of Business Administration (BBA), or specialized commerce degrees like Bachelor of Accounting and Finance (BAF) or Bachelor of Financial Markets (BFM). Admissions to these programs are generally merit-based or through entrance exams conducted by universities or colleges.

Postgraduate Programs:

For those aspiring to delve deeper into commerce, postgraduate programs offer advanced knowledge and specialization. Master of Commerce (M.Com) or specialized degrees like Master of Finance (M.Fin) or Master of Business Administration (MBA) in Finance/Accounting are popular choices. Admissions to these programs usually require a bachelor's degree in commerce or a related field, along with qualifying entrance exams like CAT, MAT, or university-specific tests.

Doctoral Programs:

Ph.D. programs in commerce provide an opportunity for individuals to conduct in-depth research and contribute to the field's knowledge base. Admissions to Ph.D. programs often require a master's degree in commerce or a related discipline, along with a research proposal and qualifying entrance exams like UGC-NET or university-specific tests. Successful applicants work closely with research guides and delve into specialized areas of commerce, contributing to academic scholarship.

Admission Process and Requirements:

The admission process varies across institutions and countries. Typically, it involves filling out application forms, submitting academic transcripts, recommendation letters, statement of purpose, and qualifying entrance exams. It is important to research and understand the specific requirements of each institution to ensure a successful application.

Scholarships and Financial Aid:

Many institutions and organizations offer scholarships and financial aid to deserving students pursuing commerce education at various levels. These scholarships can significantly alleviate the financial burden associated with education. Students are encouraged to explore scholarship opportunities and fulfill the eligibility criteria to avail themselves of such financial support.

Conclusion:

The journey from 11th standard to Ph.D. in the commerce section is a progressive and intellectually enriching path. With each stage, students acquire a deeper understanding of commerce principles, expand their knowledge base, and develop the skills required to thrive in the business world. Whether it's analyzing financial data, strategizing business operations, or conducting groundbreaking research, the commerce field offers abundant opportunities for personal and professional growth. By understanding the admission process and requirements at each level, aspiring commerce students can chart their course towards a successful and fulfilling career in the field of commerce.

Title: "Whispers of Destiny"

Chapter 1: The Fateful Encounter

In the bustling city of Chandrapur, where dreams collided and fates intertwined, two souls stood on the precipice of an extraordinary love story. Prerna, lovingly called Pre, was a spirited young woman with a heart filled with aspirations and an unwavering determination. Dakshata, known as Daksh, was an enigmatic and charismatic artist, who painted his emotions on canvas and saw beauty in the world through his vibrant strokes.

One sunny day, destiny played its hand as Pre stumbled upon Daksh's exhibition at a local art gallery. Mesmerized by his creations, she found herself drawn to a particular painting—a masterpiece that reflected the depth of his emotions. Unbeknownst to Pre, Daksh was observing her from afar, captivated by her radiant smile and the way her eyes danced with admiration.

Chapter 2: A Chance Encounter

A few weeks later, fate intervened again when Pre accidentally bumped into Daksh at a quaint café. Embarrassed but intrigued, they engaged in a heartfelt conversation that effortlessly flowed like poetry. They discovered a shared passion for literature, art, and life's endless possibilities. Pre's vivacity complemented Daksh's introspective nature, forging a connection that defied explanation.

Chapter 3: The Journey Unveiled

As days turned into weeks, Pre and Daksh embarked on a journey of self-discovery and unconditional love. They explored the city's hidden gems, exchanging laughter and confidences under the moonlit sky. Pre's dreams of becoming a renowned writer found encouragement in Daksh's unwavering belief in her talent. In turn, Daksh found solace in Pre's unwavering support and became bolder in expressing his emotions through his art.

Chapter 4: Turbulent Tides

Their love story was not without its challenges. Pre's family, deeply rooted in tradition, held different aspirations for her future. The contrast between their expectations and her newfound love created a chasm of confusion and heartache. Daksh, plagued by his own demons of self-doubt and past heartbreak, struggled to let go of the fear that their love might be ephemeral.

Chapter 5: The Power of Love

Despite the trials and tribulations, Pre and Daksh remained steadfast in their affection for one another. Their bond, nurtured through shared dreams and a deep understanding of one another's vulnerabilities, grew stronger with each passing day. Through their love, they found the courage to challenge societal norms and choose the path that would lead to their happiness.

Chapter 6: Embracing Destiny

With the support of their friends and newfound clarity, Pre and Daksh made the decision to follow their hearts. They embraced the unknown, setting forth on a journey to build a life together that blended their passions, dreams, and unyielding love. They faced adversity head-on, knowing that their love could overcome any obstacle.

Chapter 7: A Love Story for the Ages

Pre and Daksh's love story blossomed into a tale whispered among the city's residents—a testament to the power of love and the unwavering spirit of two souls who dared to dream. Their art and words inspired others, igniting a spark of hope in hearts yearning for love and liberation.

Epilogue: Beyond Forever

Years later, Pre and Daksh's love story continued to flourish. They became a force of inspiration, using their talents and experiences to uplift others. Pre's words touched countless lives through her published works, while Daksh's art adorned galleries around the world, illustrating the beauty of their enduring love.

"Whispers of Destiny" reminds us that love knows no bounds and that, when we follow our hearts, the universe

MUST- Maintain Uncertain Safety Time

AND

Buy Personal Family Health Insurance

Every human being must own a personal or family Medical / Health Insurance to safeguard his / her own as well as family member Health as well as Life. Almost every employer serves us with Family insurance under group insurance category which is beneficial and good but there are some negative points as well when it comes to claim the amount spent on Health Insurance.

1) Claim Procedure: - Sometimes, claim procedure becomes very lengthy when your employer does not believe in you and the papers you have submitted. The HR team examines the Medical paper as well as your records. If you are claiming every year for some serious health issue for one of your family members then the employer can think that you are taking advantage of Insurance facility provided by company and may reject your application OR the company which insured you through your employer/Company may reject your claim stating same reason what your Company/Employer already conveyed you directly or indirectly. Now why this happens? the reason is you are insured by third party i.e. your Employer/ Company.

2) Company's/ Employer's Financial Position : Every company travels with their Good times with profits and Bad times with less or no Profits. So if your organization is running under crisis then the atmosphere is created by default that company is not growing or is in financial crunch so we (employees) must not send papers for claims ( STRICTLY :- Any claim whether it is Mediclaim or transportation claim or any small spending on behalf of organization)  this happens with many in Employees.

3)  Sum Insured and Claim amount difference :- Every employer/Company have their choice of Medical/Health Insurance Policy in which the claim amount may be very less which may not be able to fulfill your needs in extreme emergency and you land up taking Loans or Credits from your near one. So when any employer/company provides you the health/medical insurance sum insured becomes the concern because on the amount of Sum Insured the premium amount is derived and employer/company tries to cut down the premium amount to reduce the spending on insurance year on year. The average Sum Insured amount is 3 Lacs to 5 Lacs which we need to hold on our name. Sometimes Sum Insured is divided into family members and which creates problem when it comes to claim.

Say your Employer has given you 5 Lacs Insurance and this includes your Parent (Sometimes parent are not included in family insurance as their claim becomes guaranteed because of their Age and health conditions) Wife and Children. The Sum Insured is now divided with number of family members, so, let us count family members-  Mother, Father, You, your Wife, your child, total number in your family are 5.Now, let us divide 5 Lacs with total family members number .i.e, 5 which comes to Rs. 1 Lac in each pocket which is good and comfortable for small and clinical diseases but what if any one from you need to go under surgical process at that time this One Lac rupees in counted as penny and we end up taking Loans and Credits.

4) Newly joined Company :- Few Companies/Employers keep cap on Health Insurance and don't allow employees to cover their family members initially for a year or two and afterword are allowed to include their family members. This cap system sometimes lands you in extreme bad position if any from your family gets hospitalized then the total burden comes on you or on everyone in the family and in this situation you become helpless.

So, having our own personal family Insurance is very much important then depending on our employer/ Company insurance. If we buy insurance on our own then we can alter our Mediclaim/Health Insurance year on year.

We get full rights to decide on following Matters:-

1. Sum Insured Amount and Premium Payment
2. Options on choosing Type of Medical insurance to Purchase
3. Medical/Health Checkup (If required on the basis of Age)
4. Number of Members to include
5. Parent & your family separate Insurance

Because of all of the above reasons and problems one should spend on his/her own family Health Insurance. Instead of depending on Employer/Company we as an individual must take one step to secure our family members health by purchasing Insurance. Health insurance costs maximum 25 thousand from adult to senior citizen which will provide a sum insure of Rupees 5 to 7 Lac for citizen below 35 and 3-5 lac for citizen 45 and above ( All figures are approximate and does not give any surety of same amount for age criteria) which comes to 2 thousand rupees per month on an average. So instead of spending for parties and extra non worthy happenings do spend on your Health insurance.

Securing yourself is the most important thing in our life. So buy a personal Family Health Insurance Instead of depending on Employer/Company to serve you.

BS III BIKE - A BRAND NEW SECOND HAND VEHICLE

Supreme court on 31st march passed an order stating that "BS III vehicle  i.e Bharat stage III has been banned due to its emission issue.Every BS III vehicle is not allowed to manufacture and register in RTO on or after 1st April, 2017.

From 1st April,2017 onward every BS III Vehicle is a second hand vehicle because to secure and sell BS III vehicle and cut down the financial loss on 31st March after courts order issued all over India, every Dealer closed down his Sales point and started registering in the Names of someone and showed it as sold product to RTO and if you buy it after 1st April 2017 then its a BRAND NEW SECOND HAND BS III VEHICLE of which you become the Second owner of the Vehicle because someone already registered it on 31st March on his/her name.Now if you bought BS III product on 31st march at discounted price and sell it to Someone then the person after you who buy your vehicle will become a third owner and so on...

So, if buy bought a brand New BS III model Vehicle then its a second hand and you are the second owner of the Vehicle and be ready for some trouble after 6 months or Year because BS III model vehicle may not be allowed for servicing as well and you may end up  paying huge amount at Private non Authorized service center.

SO, if you end up buying any Second hand Vehicle which is a BS III vehicle model then be careful and alert.

P.S - Instead of Buying BS III Model Vehicle buy any other vehicle which is Based on BS IV Model.

MET - March Ending Target

March is the month of accomplishing goals and fulfilling targets of the year.Every Individual on earth have some target to accomplish and achieve.From first date of April to last date of March is called "Financial year". In this financial year every Earning as well as the one who is completing or pursuing academics passes a level or restart the hard work to achieve a further level in life.

Every individual includes Student,Businessman/Women, Private and Government employees,Academician, Actor/Actress, Politician, Economist, Scientist etc.These body if individual or group have some aim and target to complete.Let us see what are the targets and how it affects in life if not achieved.

1. Students :- Every student, Specially Indian Student has to complete their study and be ready for Examination.After completing syllabus from professor in March, student needs to get ready with their preparation in April and after that they get Summer Vacation to take rest and be at home in this Hot and Steamy season.This period counts as a ladder if gets a successful result to go ahead in next class/standard or stay back if he/she is unsuccessful and give re examination or re evaluate the Answer sheets submitted for a quick review and consideration to look back on answer sheets to get successful in Examination.
2. Working Individuals :- Every working individual need to get prepared for tax deduction and Income tax file submission in the month of March as the financial year will get close on 31st march.So, to start with fresh accounting and finance records every individual need to e ready with their finance and next year's financial planing.
3. Firms,Companies,Organizations :- Every firm also need to submit and show their Annual Financial Statement i.e AFS to the government of India - Finance - Indian Taxation Department for tax purpose and to showcase how much company is growing or how much company is in loss.Every firm whether small scale or large scale starts with fresh financial,operational and administrative strategy for the coming next financial year.
4. Politicians :- Especially Cabinet minister, who needs to submit their Incomes and Expenses - Department wise- to showcase in budget to the Finance Department of the Country so that according to submitted data of Income and Expenditure the Finance department constructs a Nation's Financial Budget explaining the Expected Income and Expected Expenditure with some new additional expenditure which will help in nation's growth and expansion.If the Budget have any debatable Expenditure then that is debated and resolved in Budget session after presentation is over.
5. Climate :- The Climatic condition also starts changing at the end of March and at the beginning of April.The Winter season starts getting over and summer starts occupying its seat at the end of March almost every year and gradually the hot and happeing season starts from the beginning of April.So, even the Climatic condition also take participation in the month of March.

So, when we see the month of March it is filled with changes in Financial,academic,political and climatic changes.So,lets March in the month of March by closing our dreams and fantasies book and start with fresh & new aims, goals and objective we need to achieve in the upcoming financial year.

Personalities We Follow

The whole Universe follow someone as their Idol. We all have one whom we follow desperately and eagerly.We try to copy their style statement with looks and clothing and the typical  accent they use in their movie and personal life.Whether the Person we love or adore is from Film Industry, Politics, Economics, History, Cartoon,Virtual Character etc.we all keep information about their on going events, their presence, their likes and dislikes.

Now, the Question arises that, whether we just follow their Style and Look or do we also follow their Good works and Nature.There are only few followers who follow their Idol in every aspect from style statement to their nature and behavior.

If I am a die hard follower of Mother Teresa and I just admire her work only and I just love the way she spent her Life for others and if anybody by mistake utters wrong about Mother Teresa the He/She has to face a hot and angry conversation with me. I Praise her work publicly and personally and what I don’t do  beyond admiring is , I don’t share my food with my poor and hungry friends, I don’t consider to talk with poor people and mainly I being a boy don consider and respect girls or women. So, am I a good follower and admirer?. Yes, you are right, I cannot be a good admirer or follower until and unless I do practice what mother Teresa did all her life.

Let us have a look on most prominent, effective and strong Leaders and personalities whom the young generation admire and follow.

1. Shivaji Maharaj

2. Bhagat Singh

3.Mangal Pandey

There are many prominent leaders and personalities who strongly created their base through their efforts and contribution in History and what our young generation wants to adopt is the only the Physical appearance, they dont want to pursue the characteristics and thoughts of these leaders.

So, if you are following someone as your Icon or idol then do try to follow the Philosophy and characters they have observed in their life which will also boost the next and upcoming generation to keep them self sufficient and will make them strong, honest and loyal in their Personal and Social life.Today the one who follow Chatrapati Shivaji Maharaj opts the beard style and the aggression and he is not aware of the kindness Maharaj used to shower on his people who were connected with him in his Life.
So, dont just follow Styles, looks & physical appearance do also follow their philosophies and way of living life.